{"id":386,"date":"2015-12-08T11:44:35","date_gmt":"2015-12-08T11:44:35","guid":{"rendered":"https:\/\/xml-io.proteusthemes.com\/beauty\/?page_id=9"},"modified":"2024-04-26T09:54:43","modified_gmt":"2024-04-26T08:54:43","slug":"home","status":"publish","type":"page","link":"https:\/\/www.winningmortgages.co.uk\/","title":{"rendered":"Home"},"content":{"rendered":"
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First Time Buyers<\/h3>\n

If you\u2019re hoping to buy your first house or flat, the most daunting part of the process for you may be finding your first mortgage. There\u2019s lots of new information to take on board, but here we break it down to make it easy to understand.<\/p>\n

Unlike most high street banks, we have access to the whole of market offering over a thousand different mortgage and protection products to suit all kinds of circumstances. We\u2019ll help you to find the best first time buyer mortgage to get you on the property ladder, whether that\u2019s a mortgage with a low interest rate or even a lender offering free valuation or legal fees.<\/p>\n

From your first questions to the moment you have the keys to your first home, we offer appointments face to face over the phone and video call making it simple and easy for you.<\/p>\n<\/div>\n<\/div><\/div><\/div>

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Looking to re-mortgage<\/h3>\n

Remortgaging is where you take out a new mortgage on a property you already own. The most obvious reason to remortgage is to save yourself some money \u2013 possibly because your current deal has finished and you've moved onto your lender's expensive standard variable rate. However there are also other reasons for considering a remortgage.<\/p>\n

Whether you want a better deal, fresh terms or to borrow more money, we\u2019ll help you make the switch with ease. Our expert remortgage advisers will ensure you get the best rate on your new mortgage, so you can be sure your updated repayments meet your current financial goals.<\/p>\n<\/div>\n<\/div><\/div><\/div>

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Buy to let mortgage<\/h3>\n

We understand that purchasing a property to let requires specialist advice. At Winning Mortgages we believe that your journey should be one of simplicity, choice and expertise.
\nWhether you are considering a buy to let for the first time or you are an experienced landlord, we will ensure you receive the right advice and guidance.<\/p>\n

These mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property. Buying additional property for the purpose of letting it to earn rental income can be risky and complicated, since there is no guarantee that house prices will rise, nor that rental income will be uninterrupted.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>

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Equity Release<\/h2>\n

You may want to release equity from your home without the inconvenience of having to move house. If you are over the age of 55 it may be possible to access the cash in your home with products known as \u201cEquity release\u201d. You can take the money you release as a lump sum or in several smaller amounts or as a combination of both. If you are over the age of 55 you can take out a lifetime mortgage which is secured on your property while retaining ownership. The property must be your main residence. You can choose to ring-fence some of the value of your property as an inheritance for your family. The interest can either be left to roll-up or you can choose to make repayments. The loan amount and any accrued interest is paid back when you die or if the property is sold because you move into long-term care.<\/p>\n

To understand the features and risks of a lifetime mortgage, ask for a personalised illustration<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>

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Insurance<\/h2>\n

Insurance is there as a backup if things don\u2019t go according to plan. This could be a lump sum payment for the family or monthly payments to replace an income you have lost. We offer tailored advice on the following Insurance products: Life Cover, Critical Illness Cover, Family Income Benefit, Income Protection, Building and Contents Insurance, Landlords Protection. We work closely with the best insurers to ensure the products they provide are at the best possible price with the cover that you really need and the service you deserve should you ever need to make a claim.<\/p>\n

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\n\t\t\t\t\t\t\tLooking to move house soon?\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\tVisit Chelsea Removals, our sister company, and find out what services they offer\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

\n\t\t\t\t\t\t CHELSEA REMOVALS<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div><\/div><\/div>
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Self-employed?<\/h4>\n\t\t\tSince the introduction of the new MMR rules in 2014 getting a mortgage has become much more difficult for both the self-employed and the employed alike. We understand the issues and frustrations this brings for many people. Everyone have specific self-employed mortgage requirements, based on their unique circumstances. Unlike other brokers, we know how to highlight your true mortgage affordability. Our specialist advisors will secure the best mortgage rates for your self-employed status. <\/span>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\t\n<\/div><\/div><\/div>
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Shared ownership<\/h4>\n\t\t\tMany people think that home ownership is out of their reach but with Shared Ownership homes, that doesn\u2019t have to be the case! Help to Buy homes can also help potential buyers find their footing on the property ladder. Shared Ownership is an affordable home ownership scheme which makes it easier for eligible purchasers to get on the property ladder. Buyers get a mortgage for the share they can afford, and pay rent on the remaining share. We can help you find out if this is the right solution for you.<\/span>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\t\n<\/div><\/div><\/div><\/div><\/div>
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Our Proprietor<\/h3>\n

JENNIE AYLING<\/strong><\/span><\/p>\n

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I love working with people to achieve their financial goals, with over 20 years in the financial industry part of this as a bank manger on the high street it seemed only natural to form my own business which enables me to be flexible and versatile for my customers as and when they need me. Life is complicated enough, if you get the right support with your financial journey this will lessen your load.<\/p>\n

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Thousands of mortgage and protection products<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t

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Experienced & professional advisers<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t

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For updates on your case, information & documentation<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/span>\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t

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Use our expertise wherever you are in the UK<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>

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Testimonials<\/span><\/h3>\n\t\n\t
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\n\t\t\t\t\t\t\t\t\t\"Jane\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\tNothing was too much trouble, and Jennie guided me through the mortgage process talking in easy to understand language. I would highly recommend Winning Mortgages to anyone looking to change their mortgage.\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tJane Bradshaw\t\t\t\t\t\t\t\t\t\t<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\"Steve\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\tWe had a great experience with Winning Mortgages. Jennie helped us a lot to secure our mortgage offer. She looked out for the best deal for us. She was very responsive to our emails and messages. She kept us updated about everything happened. I can recommend them to everyone.\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tSteve Bray\t\t\t\t\t\t\t\t\t\t<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n<\/div><\/div><\/div><\/div>
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Stamp Duty Calculator<\/h4>\n\t\t\t
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